Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
16 Nov 2022
SME Capital Holdings Pte Ltd
151 Chin Swee Road
#01-41/42/43/45
Singapore 169876
Attention : Florence Chia & Vincent Neo
Dear Florence and Vincent,
Re : Letter of Appreciation
I am writing to express my sincere appreciation to thank you for helping me apply for the Loans and Credit Cards successfully.
In particular, I would like to thank Keson for following up with me consistently. His patience is commendable and he knows when to “remind” me to try the application again yet without pestering me (J) since 2020.
Considering the number of times I said no to him or I forgot to reply him as I was in the middle of meetings, many would have given up following up, but not Keson.
Once Keson was able to convince me to submit the application again, the entire process was fast and painless as the SME Capital Team execute the application process seamlessly.
The Loan is a “lifeline” for many SMEs owners like me who is drastically affected by the Covid pandemic and the lengthy recovery period. I also like to thank Vincent for very actively assisting me personally along the entire application process.
Thank you.
Your Sincerely,
E.C.
I have come to know SME Capital Group in 2018 when they successfully get my loan approved for my two working capital companies. I was amazed by their proper workflow and in-depth study of my financial situation and a group of dedicated members. I must say they are very professional, from bringing bankers, guiding me, submitting all the necessary documents to their invaluable advice, never fail to obtain the result I expected. I’ll continue to support them by introducing SME owners where the loan application is concerned. Thank you, Vincent!
I am very satisfied with the service and capability of SME Capital Group Pte Ltd in assisting me with our company expansion. They are trustworthy , reliable and responsible .
Special mention to Vivienne ( Loan Consultant) who approached me in Mar 2022 for the TBL. She was extremely patient and helpful in explaining the criteria for the loan and following up and constantly updating me with the progress.
Application was hassle free working with her and approval was fast also.
I would strongly recommend SME Capital Group to fellow business owners.
Thank You
Mr Ramupillai Amirthalingam
Director
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.