Financial Services

We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.

Our Services

Business Loan

We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.

Trade Loan

We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).

Working Capital Loan

We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.

Machinery Loan

We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.

Property Loan

We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.

Calculate Your Loan Amount & Payment

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Or change the down payment and monthly payment to calculate the possible home price.

S$10,000 S$200,000
1 years10 years
Down Payment
S$0 S$100,000
Your repayments are every month at

Who Is Eligible

  • Sole-Proprietor
  • Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies


Nothing is impossible
make your dream come true!

Andy Tan

Business Owner

We tried to get a business loan for our business expansion from a few money lenders before. Very exhausted to fulfilling their requirements then received answer was always ‘NO’. SME Capital team able to simplify our issues and manage to get additional funds from various lenders to supports our business grow.
Now we strongly feel that SME Capital as a catalyst for business growth.

Win Kyaw

Business Owner

When I was approached by Vincent, I had already applied for a loan from my operating bank, but still, I gave him a chance to serve… To my surprise, two weeks later he drops by my place with a banker and he manages to get double the loan amount than my operating bank can offer…  Now, whenever comes to loan matter, SME Capital Group will be the first choice on my mind. I’ve shared this experience with friends and associate,they are all very pleased to work with him and his team. Thanks to Vincent, you are great!

Terry Tan

Business Owner (Engineering)

Why Choose Us

At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.