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Providing SMART & RESOUNDING
Financial Services

We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.

Our Services

Business Loan

We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.

Trade Loan

We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).

Working Capital Loan

We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.

Machinery Loan

We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.

Property Loan

We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.

Who Is Eligible

  • Sole-Proprietor
  • Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies

Testimonials

16 Nov 2022

SME Capital Holdings Pte Ltd
151 Chin Swee Road
#01-41/42/43/45
Singapore 169876

Attention : Florence Chia & Vincent Neo

Dear Florence and Vincent,

Re : Letter of Appreciation

I am writing to express my sincere appreciation to thank you for helping me apply for the Loans and Credit Cards successfully.

In particular, I would like to thank Keson for following up with me consistently. His patience is commendable and he knows when to “remind” me to try the application again yet without pestering me (J) since 2020.
Considering the number of times I said no to him or I forgot to reply him as I was in the middle of meetings, many would have given up following up, but not Keson.

Once Keson was able to convince me to submit the application again, the entire process was fast and painless as the SME Capital Team execute the application process seamlessly.

The Loan is a “lifeline” for many SMEs owners like me who is drastically affected by the Covid pandemic and the lengthy recovery period. I also like to thank Vincent for very actively assisting me personally along the entire application process.
Thank you.

Your Sincerely,

E.C.

E.C.

17 November 2022

SME Capital Holdings Pte Ltd
151 Chin Swee Road,
#01-41/42/43/45

Singapore 169876

Attention: Florence Chia & Vincent Neo

Dear Florence and Vincent,

Re: Letter of Appreciation

I want to express our great appreciation to SME Capital Group Pte Ltd for the excellent services provided. I really impressed the support that had been providing to our company.

Especially to Eric Neo who was explaining patiently and help us to follow up constantly. I truly delighted by the level of commitment and professionalism demonstrated.

Thank you

Richmond Ng
General Manager

 

Richmond Ng

Vincent and his team are experts in this area. They solved my financial needs, let me execute my business strategy in no time. I would like to sum up, they are transparent, authentic, and professional. Now SME Capital Group, they are like a tap to me, whenever I require cash flow, I’ll get it without fail. Thank you, Vincent, great job!

Barry

Business Owner (F&B)

Why Choose Us

At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.