Providing SMART & RESOUNDING
Financial Services
We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.
Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
16th November 2022
Attn : SME Capital Group Pte Ltd Management Team
Testimonial For Excellent Service
This is a letter to express my appreciation for their excellent service provided to my company business loan application. As a sole proprietor, it is a challenge in obtaining loan from Banks and Financial Institutions on our own effort.
Mr Simon Yan from your esteem company approached me for Temporary Bridging loan application in November 2021, I’ve agreed with doubts if it will be possible as we received disbursement from OCBC bank only few months ago. I was impressed by the systematic approach to my application, having analysed our submitted supporting documents, we were advised to delay the application submission to banks by 2 months and build-up some weakness in our documentations to strengthen the success rate. When the application was submitted to bank officially, the approval and disbursement of loan amount was completed within one month (extremely fast).
As I was typing this letter, SME Capital has again ensure our new loan application approved and fund disbursed in extremely fast manner (less than one month). The entire process was smooth, hassle- free and updates to my loan application was constantly informed to me.
We look forward to grow our business together in future and wish SME Capital Holdings Pte Ltd achieve greater success in coming years.
Regards
Gregory Goh
Director
When I was approached by Vincent, I had already applied for a loan from my operating bank, but still, I gave him a chance to serve… To my surprise, two weeks later he drops by my place with a banker and he manages to get double the loan amount than my operating bank can offer… Now, whenever comes to loan matter, SME Capital Group will be the first choice on my mind. I’ve shared this experience with friends and associate，they are all very pleased to work with him and his team. Thanks to Vincent, you are great!
The efficient team in getting a loan approved with the fastest turn around time! Kudos to Vincent, Alice & Derica 👍 Retaining customers are their key to success!
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.